| Name: satish
Email: rsm.sathish@gmail.com |
| Message: i want to take a mediclaim policy and life insurance. my income is 10000 p/m please suggest me the best available policy and the limit of insurance cover i can take for my income |
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| Name: satish
Email: vnvs_satish@yahoo.co.in |
| Message: which is the right mutual fund to buy now? |
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| Name: sweta
Email: sweta_ch04@yahoo.com |
| Message: I had entered in a SIP with Reliance Growth Fund and Franklin Templeton last month. My purpose is purely investment. How long should I held these so that I get a good return? I want to invest Rs 1000 every month. Do u suggest MFs? If yes, which one? |
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| Name: kanaka das
Email: kanaka.dasa@rediffmail.com |
| Message: Hi,
I am a bachelor of 26 years, working as an IT professional. I have the following investments in MFs (done thru SIPs over the past two years)
Large Caps
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a) Franklin Blue Chip (G) 25,000
b) HDFC Equity(G) 25,000
c) DSP ML Opp (G) 15,000
d) Magnum Contra (G) 15,000
e) Sundaram Growth (G) 10,000
f) Franklin Flexi Cap (G) 10,000
Mid Caps
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h) Sundaram Select Midcap (G) 30,000
i) Magnum Global (G) 15,000
j) Reliance Growth (G) 10,000
Right now, I have a home loan EMI (fixed) of Rs 14,200/- (since 2 years). In addition to this EMI and expenses, I have another Rs.10,000 more to spare for MF investments. I have a time horizon of 3 - 5 years, and I would like to go in for another house.
Could you please let me know whether my current portfolio matches my risk profile. Should I go for a portfolio realignment now that it has completed 2 years?
Also, could you please let me know which funds should I go for SIP for the next 3 years?
kanaka das
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| Name: ravindra.desh
Email: ravindra.desh@sify.com |
| Message: Dear sir,
I have readout our artical on index fund & Exchange Traded Fund, iwould like to know that is it possible to invest in existing index funds, if yes way of investment ( because no one MF adviser shown such type of Index fund) I would like to know in detail total Index fund presentely avalible in market and there NAv's Also ETF and there working please guide me.
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| Name: hitesh.rathi
Email: hitesh.rathi123@gmail.com |
| Message: i want to ask that Bajaj allianz is an secure company for Life insurance and it launches new plan that is CAPITAL UNIT GAIN is that best plan?
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| Name: p goel
Email: pgoel1968@gmail.com |
| Message: best mediclaim plan/floater best critical illness plan best hospital cash benefit plan my age is 38 years |
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| Name: ajayi patil
Email: ajayipatil@yahoo.co.in |
| Message: I will be receiving the salary & other dues on 31-03-07, for years 01/02 to 06/07. Will the whole amount be taxable in this year? or it will be distributed to the corresponding years ? |
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| Name: Daryl Zakki Gandhi
Email: darylgandhi@inbox.com |
| Message: Dear Sir, I resigned from my company in Nov. 06. The company had a Group Hospitalization Policy for family with that of maternity expenses of spouse limited to Rs. 30,000. I had submitted a claim for maternity hospitalisation of my wife of Rs. 7000/- to the company in October 06 before resigning from the company. The insurance company for my company at
that time was New India Assurance. The insurance company was changed in mid-Nov 06 to Avaya. I was assured by the company HR that the Mediclaim had been submitted to New India Assurance and would be processed. There was no correspondence from the company regarding the claim for long time. When I contacted them in December I was told that there was nothing to worry and I would receive information of the claim as and when they got
it. In March when I called the company HR they informed that New India Assurance had refused my claim and many other claims as the insurance company had been changed. On asking them the grounds of refusal they did not provide further information. I do know that the insurance claim cannot be rejected on any grounds. My company is refusing to give me
details of the refusal of the claim by New India Assurance. The carbon copies of the bills and application form submitted to my company is still with me. How can I pursue this issue for settlement of the claim?
Thanking you for your assistance.
Daryl Zakki Gandhi. +91-9986020765
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| Name: n.abbhi
Email: n.abbhi@rediffmail.com |
| Message: Could you help planning investments and future by making financial plan for self. If so pls confirm, so as I could send you my data.
Mtks n brgds
Capt N Abbhi
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| Name: prabirsumanaa
Email: prabirsumanaa@gmail.com |
| Message: I am working in Railways.I own a small flat (area 570sft) along with my wife after taking a bank loan for Rs.3,58,000/- @ 8% fixed in New Town, Kolkata, Rs.3,25,000/- left to be paid. Our joint net monthly incone is 25000/-.If I sale the flat I may get rate about Rs.12,00,000/-.
Railway Welfare Organisation is going to build flats for the employees, cost Rs.18,50,000/- for a 1240 sft flat and it is in the same locality,which can not be sold to the outsiders. It can be sold only after seven years to the employee of the company. Is it a good opportunity of
investment or not, please advice.
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| Name: kamlesh
Email: kamlesh_chandiramani2003@yahoo.com |
| Message: which insurance company given highest rutern in ulips plan |
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| Name: ajit
Email: ajitbmunj@rediffmail.com |
| Message: It is said that the term insurance is the cheapest. But when compared term vs Ulip, I found the ulip cheaper in respect of all charges i.e. mortality, admin, fund mgmt charges. I am 35 and want 15 lakh SA for 30 yrs terms with no riders. I tested with Bajaj Allianz's New Risk
Care (Pure Term) and Capital Unit Gain (ULIP). My total outgo in term policy is
Rs.804/-*12*30 (Monthly Rs.804/- prem for 30 yrs) =Rs.289240/- and for ULIP is Rs.284358/- (incl. all charges i.e. Policy admn, Initial Management & Mortality) for 30 yrs (Rs.18000/- p.a prem) for 30 yrs. Can somebody throw light on this?
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| Name: pathak
Email: madhavpathak@hotmail.com |
| Message: I have been offered the position of Principal of a day school. In addition to the salary, I will be provided with a fully furnished house, a car with a driver, three servants and medical cover. The duration of the contract will be for 5 years, renewable. The School’s promoter is a Charitable Trust .The Trust is registered under –M.P. Public Trust Act 1951 U/S -4.
I have been informed that being a Trust registered under U/S 12A of Income Tax Act it is not liable to pay any fringe benefit tax. Is this correct? Would I, as an employee of the school/Trust (?) and recipient of the perks, be absolved also from paying the fringe benefit tax? If not, how could I reduce/eliminate this tax liability?
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| Name: sandip dyuti
Email: sandipdyuti@hotmail.com |
| Message: I am invested in Diversified equity MFs - Reliance Growth, Equity Opportunities, Equity.. HDFC- Equity, Top 200 Magnum- Global, Contra . Fidelity Equity Sundaram Selct Midcap ELSS- HDFC Long term Advantage, Fidelity Tax Advantage, SBI Magnum Tax Gain.
Out of these Reliance Equity is consistent Underperformer. HDFC Equity to a less extent. Should I switch these schemes? Or do you suggest any other MFs?
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| Name: keshari
Email: a_k_keshari@yahoo.co.in |
| Message: i paid premium by cheque. on reverse of cheque i mentioned my policy no. too but the agent over write the policy no. and paid the premium into other's a/c. I made complaint to Br. Mgr. but nothing done.
What can i do? Pl. guide me.
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| Name: Satyabrata Sen
Email: satya_sen@hotmail.com |
| Message: Dear sir,
I had applied as second holder for idea Cellular jointly with my wife Uttara Sen for 90 shares. When i did not get neither the allotment nor thr refund , I checked the website of the Registrar of the issue www. bigshareonline.com.
I entered the Application number 71868227 in the option to find out the status of allotment. To my surprise i find the name of the first holder ( my wife ) is wrongly spelt their.
Instead of "Uttara " they have typed "Uttam" and no information on refund.
I checked the application form (the copy ) and find that the application has the correct name. It looks like that the people entering the details in the computer made that silly mistake.
I however find from my bank that the application money was debited to her account on 19th february. My several e mails to the registrar to the issue and to the concerned person of Idea cellular as mentioned in the application form remains unanswered.
Kindly let me know how I recover the application money with penalty for delay for reasons of mistake/error by the registered of the issue.
Best regards,
Satyabrata Sen
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| Name: amuthans
Email: amuthans@tandbintl.com |
| Message: 1. Which Mutual fund is best to invest (ELSS, SIP)with tax benefit and what is the minimum amount to invest.
2. How to invest money and how to get back money.
3. Demat account is must for investment?
4. Home loan - which bank is best.
5. Life Insurance - LIC - which plan is best.
6. Mediclaim - which is best?
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| Name: mrs chowdery
Email: mrschowdery@yahoo.co.in |
| Message: how to invest mutual funds |
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| Name: SARITA MITTAL
Email: smittal@hbsindia.com |
| Message: can you suggest me what is the best option available in
NCR,Delhi for investment in property.
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