| Name: anjan
Email: anjankr@hotmail.com |
| Message: Comments :I want to be owner of my own, and do not want to work for anyother company, please suggest and open up gates of ideas for how to startwith a zero budget in hand but a bold heart.
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| Name: borah
Email: anupal.borah@gmail.com |
| Message: Comments : i have been trying to know the various aspects of levy of stamp duties on premiums and other incomes particularly on the saving element of the policies in case of life insurance policies,any formula for thecalculation of the same.
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| Name: yogesh
Email: yogeshpitkar@rediffmail.com |
| Message: Hi,Recently I bought a new car. Unfortunately within first month of ownershipthere were couple of minor accidents and I had to claim insurance twice.Recently I received a letter from insurance company warning me that incase there are more claims on this policy, the policy might bediscintinued and even other car insurers would refuse to insure my car. In this regard :i) I am hurt to see this letter. The premium charged by insurance companyis for the coverage of risk. Shouldn't they be honouring genuine claims ?Can an insurance company send such a letter to a customer ?ii) How real is the threat in the letter ? Will I really lose insurancecover on my car ?
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| Name: hasan
Email: hasanfattas@yahoo.com |
| Message: I am Muslim tax payer. As per our religion we have to calculate 2.5% ofour entire asset as a jakat (Charity) every year. Now, I calculate every year and it is around 2.5 lakhs that I credit in a separate bank account. Whenever, I need to help some poor people for their daughter’s marriage,for children’s education or medical expenses etc, I withdraw from thataccount and help them. Even I have to withdraw entire amount credited ayear in this account. Now, my CA every year shows this amount underheading of cash withdrawal and it accumulates big amount. Please adviseme under what heading I can show this amount?
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| Name: pushpinder
Email: reply2pushpinder@hotmail.com |
| Message: I am already holding 3 policies from Ing Vysya Life insurance company inwhich 2 are ULIP and 1 is traditional total SA is 8.5lakhs altogether. Iwant to know accordind to you which is the best ULIP to buy my investmentwill be 15000 per annum and why it is the best?
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| Name: chitale
Email: rvchitale@pssgl.com |
| Message: Comments: I took above policy 3 yeras back & paying annual prem of rs.10,000/- .My present age is 55 years.Please let me know benefits if i continue for foll 10 years tillmatuarity.What pension/month or what lumpsump amount i will get and when.
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| Name: praveen
Email: molleti.praveen@gmail.com |
| Message: Comments :Hello sir,
I had a FD of Rs.1 Lakh in Post office(Bangalore). Every month i was taking a interest of Rs.667/-. I made that on 23/08/03. Right now i want to cancell that ,did i get my 1 lakh rupees back or not (without any deductions in it).
Kindly let me know.
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| Name: SUN
Email: SUNROSE@emirates.net.ae |
| Message:
HI!
BEST SECTORIAL FUNDS NAMES IN INDIA WITH HIGHEST RETURNS CONSISTENTLY WITHGOOD TRACK RECORDS(POSSIBLY TO BEAT THE INDEX LINKEDWITH SUFFICIENT MARGIN IN COMING YEARS).SHOULD BE BEST(SUPERB) RESULTGIVING, IN COMING NEXT 2 TO 3 YEARS.
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| Name: prasad
Email: prasadklele@yahoo.com |
| Message: I am 42 year old with one daughter (7yrs) and a son (aged 11yrs) and wife. I have life insurance cover of 12.5 lakhs.I want to invest in Insurance (Rs 10 lakhs) as well as Mutual fund (for growth)over 10/15 year period. Should I invest in HDFC Children Double benefit (ULIP)plan OR take a term insurance and invest the rest in adiversified equity fund. I am not able to mkae up my mind. After studying both alternatives I still remain confused. Please advise.
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| Name: jain
Email: jaink_inf1@yahoo.com |
| Message: How is Capital gains calculated for SIP type investments. Is it by usingthe FIFO(First in First Out) methodFor e.g :- If I purchase 100 shares of TCS at Rs 1000 on Jan 1, 2007 andmake another purchase of 100 shares of TCS atRs 1100 on Feb 1, 2007. Then If I sell 150 shares of TCS on Mar 1, 2007for Rs 1200 each - what will be the capitan gains and how is itcalculated?
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| Name: sheela
Email: sheela.saha@icc.bajajallianz.co.in |
| Message: Comments :I took an unit link insurance policy Unit Gain Plus RP with apremium of 15000 rs. at the same time with a top of 35000. My pol no0014664335. Later i deposited rs 50000 & 45000 respectively as top up.At the time i was told that i can withdraw my extra toup any time. When ineed money today and came to office they told me that i can not withdrawmy topup amount. What can i do please suggest me
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| Name: sheela
Email: sheela.saha@icc.bajajallianz.co.in |
| Message: what is the easiest way to satisfy a customer in life insurance sector?
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| Name: shyam
Email: shyam1051@indiatimes.com |
| Message: I am an unemployed person who has taken VRS. At present I am investing Rs15000/- per month, Rs 3000/- each in 5 mutual funds namely 1)Reliancegrowth fund 2)HDFC Equity fund 3)HDFC Taxsaver 4)SBI Magnum Global5)Sundaram Select Mid Cap. I am investing through NJ India Invest. Myqueries are as follows:-1)I want to invest Rs 16,00,000/- over a period of 3 years in mutualfunds, should I increase my SIP AMOUNT, or should I increase my portfolioto make 10 diversified mutual funds, in which I can invest Rs 4000/- permonth in 10 diversified mutual funds.2)kindly suggest me my ideal porfolio of 10 diversified mutualfunds,kindly guide me if the above 5 funds should be in my portfolio.3)If I finish my investing through SIP in the next three years, and exitmutual funds only after 10 years from today, can I expect Rs 65,00,000/-at the end of 10 years @ 15% per year.3)kindly suggest me the names of TOP TEN DIVERSIFIED MUTUAL FUNDS, whichshould be IDEALLY be in my portfolioI AM 46 YEARS OLD, I HAVE A WIFE AND TWO DAUGHTERS OF AGE 12 AND 6 YEARSRESPECTIVELY. THANKING YOU , PLEASE REPLY AT THE EARLIEST.
SHYAM BHATIA.
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| Name: ketan.
Email: ketan.parekh@siemens.com |
| Message: Can a person buy two diffrent life insurance policy from two different company? If it's valid, In case of death, dependent can claim on both companies or any one?
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| Name: gs
Email: gsriker@yahoo.com |
| Message: Comments :
Dear Sir,
I am IT Employee. I would like to withdraw PF amount. For that I need ur suggestion. Who should I contact in Hyderabad for this?
gsriker@yahoo.com
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| Name: bhaumik
Email: bhaumikca@gmail.com |
| Message: Comments :
Sir,
i am very keen for an understanding accounting implecation of derivatives and its disclosure part. I would appreciate, if you show appropriate path for fulfulling my curiosity
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| Name: Ruby
Email: rubyk03@yahoo.co.in |
| Message: Comments :I am an investor who has moved from Mumbai and Anubhav Teak Plantations do not have my new address.How do I contact them and how do I contact Anubhav Investors Association?
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| Name: Rakesh
Email: rkmalpani1965@yahoo.co.in |
| Message: Comments :A HUF consisting of father, mother and a son was created mainly for availing income tax benefits. This family also had two unmarried daughters at that time. Later sisters got married before 2000. A house was purchased in father’s HUF name in 2003. Now in view of Hindu succession Amendment Act 2005 what shall be the effect on the holding on the this house (a HUF property) due to presence of married female daughters in the family. All above are still alive. Can property be transferred in to any one name and if yes ,how! Sisters are willing to release their share if available to them due to new amendment.
Rakesh
rkmalpani1965@yahoo.co.in
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| Name: Sumesh
Email: sumeshrbhat@yahoo.co.uk |
| Message: Sir,
I would be obliged to you if you could calculate My and My Wife’s tax liability. The details are as follows.
Sumesh
Salary:April 2006 to Nov 2006[8Months]
Basic: Rs 82680.00
HRA: Rs 16536
Conveyance:Rs 9600
Executive allowance:Rs 8417
Medical: Rs 15000
LTA: Rs 6500
PF: Rs 9922
TOTAL RS: 1,48,655
Revised Salary from Dec 2006 to Mar 2007
[4 Months] on PA Basis
Basic: Rs 82680
HRA: Rs 33072
Conveyance Allow:Rs 9600
Executive Allow: Rs40186
Annual Gross:Rs 165538
Medical: Rs 15000
LTA:Rs 10000
PF :Rs 9922
My investments from April06 to March 07
i have/ will invested in
1.Rs 9000 in Franklin Tax shield [Mutual Fund]
2.Rs 3000 in HDFC Tax Saver fund [Mutual Fund]
3. Rs 5169 in LIC
My Wifes Salary from
April 06 to Nov 06
Basic: Rs 105276
HRA: Rs 21060
Convey Allow:Rs9600
Exe Allow: Rs 39266
Medical: Rs 15000
LTA: Rs 6500
PF: Rs 12633
>From Dec 2006 to Apr 07
[4 Months]on PA Basis
Basic: Rs 105276
HRA: Rs 42110
Convey Allow: Rs 9600
Exe Allow: Rs 26070
Medical :Rs 15000
LTA: Rs 10000
PF: Rs 12633
Her Investment is as follows
1. SBI Magnun Tax [Mutual Fund]
Rs 11,000
2. LIC: Rs 5674
Expecting a positive revert at the earliest
regards
Sumesh
sumeshrbhat@yahoo.co.uk
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| Name: rsk
Email: rskdenny@gmail.com |
| Message: Hi,
now my salary planning is such that i have 7.13% invested in the company shares, 7.13% invested in Mutual funds,10.3% invested in Life insurance policies and 4.75% invested in recurring deposits. other than this there are no investments made. i am yet to own a car\house. please advise how do i go about making a nest of my own.
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