| Name: ramana
Email: ramana_ginnela@yahoo.com |
| Message: Comments :G.V.Ramana,4-190/36B, Plot No.36,Bhaskar Rao Nagar,Sainikpuri P.O.,Secunderabad - 500 094.Dear Sir, I have a personal loan with ICICI Bank under their credit cardarrangement. The Bank is charging service tax on the interest payable onthis loan. Whether interest payable on any loan is liable for servicetax? Kindly clarify, since no other Bank charges service tax on any kindof loan.Thanking you,Yours faithfully, G.V.RAMANA
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| Name: anjana
Email: anjana1966@gmail.com |
| Message: DEAR SIR,I AM WORKING AS A TEACHER IN A PRIVATE COLLEGE.AN AMOUNT OF RS 665/ISDEDUCTED FROM MY SALARY EVERY MONTH AS CONTRIBUTION TO EMPLOYEES PROVIDENTFUND.MY TAXABLE ANNUAL INCOME FROM ALL SOURCES IS APPOX 02 LACS.MY QUERY IS WHETHER CONTRIBUTION TO EFP IS CONSIDERED FOR DEDUCTION UNDERSEC 80 C SIMILAR TO PUBLIC PROVIDENT FUND OR NOT?AN EARLY REPLY IS REQUESTED.THANKSYOURS TRULY,(NILANJANA BISWAS)
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| Name: biswas
Email: biswas1954@gmail.com |
| Message: DEAR SIR,
I HAD TAKEN A HOUSE LOAN OF RS 10 LACS FROM A PRIVATE BANK.THE HOUSE WASSUPPOSED TO BE HANDED OVER TO ME IN DEC 2006.BUT DUE TO SOME UNAVOIDABLEREASON ,IT HAS BEEN DELAYED.NOW I AM LIKELY TO GET POSSESION BY OCT2007.BANK HAS STARTED DEDUCTING EMI WEF DEC 2006.MAY I REQUEST YOU TO KINDLY LET ME KNOW WHETHER I AM ENTITLED TO ANY TAXBENEFIT FOR FINANCIAL YEAR 2006-2007 FOR THE INTEREST AND PRINCIPAL AMOUNTPAID IN FY 2006-2007.IF NOT, CAN IT BE CARRIED OVER TO NEXT FINANCIAL YEAR2007-2008?
YOURS FAITHFULLY,SK BISWAS
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| Name: sachin
Email: sachinahuja26@hotmail.com |
| Message: Comments :I had oferred 100 shares of Matrix Labs to the company@Rs.306/share as per the Open Offer which the company came out with. 56shares got transferred to the demat account given by them in the OpenOfffer . I have the DIS slip and transaction statement of my Depository toprove the same. However I have not received any consideration for the sameeven though its been 2.5 months since the transaction took place. Kindlyguide me as to what I should to get the money due to me for 56 shares @Rs.306/share.
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| Name: cl
Email: cleatusron@yahoo.com |
| Message: Comments :Dear Sir,I bought a term policy from LIC for Rs 25,00000.00 in December 2006 and as per my age (44) the annual premium was Rs 15,300. LIC has accepted my proposal but has increased an additional premium of Rs 3600.oo on the pretext class-I health. My medical reports were normal. Should I accept the proposal.
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| Name: indu
Email: indubikash@rediffmail.com |
| Message: Comments :i worked in a public limited orgasiation continuous 4 years and 8 months. am i eligible for gratuity? please, reply me thanks.
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| Name: tridiv
Email: tridivdutta@indianoil.co.in |
| Message: From Sep 06, I have started investing in MF thru’ SIP as follows:-SBI MAGNUM GLOBAL 94 GROWTH Rs. 500 p.m.HDFC EQUITY GROWTH Rs. 1000 p.m.HDFC TOP 200 GROWTH Rs. 1000 p.m.DSPML OPP. FUND GROWTH Rs.1000 p.m.RELIENCE VISION GROWTH Rs. 500 p.m.FRANKLIN INDIA PRIMA PLUS GROWTH Rs. 500 p.m.SUNDARAM SELECT MIDCAP GROWTH Rs. 500 p.m.TOTAL Rs. 5,000 p.m.I plan to invest at least for 24 months and I can block the money foranother 4-5 years. Obviously, I now want to forget about the episode whilethe funds work for me, and for that I want your advice on the following:-a) If my selections are all rightb) If so, then when should I re-look their performance again for quittingor replacing any fundc) If not, then what is your suggestiond) When MIN will be required - at the end of 10 months or 50th month
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| Name: madhu
Email: madhuscrip@gmail.com |
| Message: Which of the term insurance policy is better with riders for a period of25 years?..
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| Name: srinivas
Email: vnsrinivasanuma@rediffmail.com |
| Message: I have 500 shares of UTI Bank and 200 shares of YES Bank. What are the prospects in the long run.
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| Name: santosh
Email: santosh.naithani@hotmail.com |
| Message: I am looking ahead to invest Rs. 500000 in few months. which instruments is good enough to give me 1% of the invested amount per month which I can use for my household expenses?
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| Name: teja
Email: teja_ginnela@hotmail.com |
| Message: Comments :I have a personal loan under credit card arrangement with ICICIBank, the Bank is charging service tax on the interest amount payable byme on that loan. Whether interest on loans are subject to service taxunder any of the Central Govt. tax directives. Kindly clarify.
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| Name: nadim
Email: nadim123431@rediffmail.com |
| Message: Comments :i give endowment policy give mea details
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| Name: santosh
Email: santosh_dtc@hotmail.com |
| Message: Comments :loan required for business improvement
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| Name: ganesh
Email: asganesh_sgr@yahoo.co.in |
| Message: I have issued a cheque of HDFC Bank to a Mutual fund for Rs 40,000.00 on25th Nov and it was debited to my account on 28th Nov. When I contacted my bankers for benificary of the cheque they said that a fee of Rs 50.00 willbe debited to my account to provide the cheque beneficiary details. HDFC bank does not provide any information of the benificary when a cheque is debited to account. Please advise
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| Name: amroha
Email: amroha@msn.com |
| Message: Comments :I am NRI , purchased some land in INDIA, now i want to sale it, the buyer wants to pay in cash Indian rupees, how can i deposit it in my Indian account, showing white money. i don't want to pay any tax, because this is my NRE money.
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| Name: ravi
Email: ravi_patent@yahoo.co.in |
| Message: for 12 years time frame,which insurer's ULIP will you suggest...i donthave any unrealistic dreams with regard to ULIP's...i have gone throughthe web in detail,but at the end of the day i am quite confused by variousclauses( for example hdfc allows maximum (24)switches and 0.8% FUNDMANAGEMENT CHARGES...unlike others,who allow 3or 4 swithces a year..probably SUM ASSURED by hdfc is also equally baffling..pl advice
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| Name: np
Email: nprana01@rediffmail.com |
| Message: i hav annual income of 2.6 lac. to maintain this living standard whtinvestment should i make in mfthru sip to get an amount regularly after25 years.
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| Name: Sudarshan
Email: Sudarshan_1106@yahoo.com |
| Message: Comments :
Hi
Kotak Securities used to be my broker. They used to operate my account inthe F&O, using the POA that I signed as part of the manadatory requirementreg account opening. As I am a small retail investor, who had justentered the capital market just 3 years ago, I trusted Kotak. I hadgradually invested approx 4 lakhs in shares, and held them in the demata/c with Kotak.However, in May 2006, they inflicted a huge loss of more than 5 lakhs inmy account, by trading in F&O on their own. Their explanation is theselosses are only "normal" in the F&O. They also sold off my entireequities to adjust this loss.Shocked at their callousness, it was then I realized I am being taken fora ride. My subsequent investigations revealed that they have takenexposure of almost 9 times of the value of my equity holdings, for F&Otrades.I complained to SEBI, pursuant to which, they sent me legal notices,claiming that I did the trades and am now defaulting in paying off thebalance.The matter has now come before NSE for arbitration. While I believe Iwill get justice at NSE, wanted to highlight this to you so that you canwarn other innocent investors and prevent them from being exploited byunscrupulous broking firms.Can you guide me as to what are my rights? Can they get away under themember-client agreement which is so one-sided and which we have to signwithout any choice.Please write to me at Sudarshan_1106@yahoo.com.Look forward to hearing from you soon.
Rgds
Sudarshan
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| Name: sameer
Email: sameer_godase4911@rediffmail.com |
| Message: Resepted Sir/Madam ,I want to know deatil about MF & Insurance please each and everything indetail
Thanking you,
Yours faithfully,
Sameer S Godase.
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| Name: rajesh
Email: rajeshshandilya@gmail.com |
| Message: Comments :I am 33 old private company employee & I'll be feel very luckyif anyone give me advice regarding my provident fund. I am working with acompany who deducting my PF from my salary from more than three years,there is no account information given to me, I have talked with my otheroffice-mates they also not get the information or may be they hide therealities, now i have very peculiar condition, I have a finance crises inmy own family and i like to withdraw my provident fund or if this is notpossible due to any acts of govt, i like to know should i get Loan onbehalf of my own PF. My current salary is 12 thousand rupees and when theystarted the PF system in our company in March 2003.Please advice or suggest should i am eligible to get loan from same bankin which my PF is submitted or should i withdraw the entire amount. RajeshSharma9810970292 mobile switch of during office time 9am to 5.30pm.
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