| Name: premji
Email: premjipmb@hotmail.com |
| Message: Comments :I have Jeevan Shree policy without profit and without accidentbenefit and with guaranteed addtion @75/- per 1000/-SA. The SA is Rs.5/-lacs and yly premium is 24375/- and the plan is 112-25-16. Dt ofcommencement is 03-03-2001 and have paid the premia regularly. The latestpremium will be due on 03-03-2007. However I want to discontinue thepolicy. But I cannot decide whether to surrender it or make it paid up orallow it to lapse. Will it be advantageous if I collect the surrendervalue now and invest it in bank @8% or collect the paid up value onmaturity date i.e.03-03-2026? I do not know the rules and how much cash Iwill get in hand and when. Kindly examine the options and guide me. Ishall be grateful for the help.
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| Name: vkumarsharma
Email: vkumarsharma@sify.com |
| Message: I am looking for long term (10-15 years) growth investment in mutualfunds. I have already commenced two 10 years sip of rs 2000 each infranklin prima plus & hdfc equity. Also invested rs 20000 each in franklinopportunity fund & hdfcltaf (elss) and rs 10000 each in hdfc top 200&franklin bluechip in last 2 years. Please comment on my portfolio &suggest one more equity diversefied equity fund for 5-10 year sip of rs2000 . I have shortlisted reliance vision, magnum global &sundram selectmidcap funds to choose from, for the sip.
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| Name: karen
Email: karenrules@rediffmail.com |
| Message: I am 27 yr old. i have invested in few mf's like fidelity special situations, reliance long term equity fund, ft, dspml small and mid cap.arethese the right choice ?Iwould like to invest in some balanced and shortterm funds could u advise which ones should i go for?
Thanking you in aaaaaadvance.
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| Name: ajit
Email: ajitbmunj@rediffmail.com |
| Message: Is there any fund house in India who do not charge distribution cost or entry/exit load like Vanguard in USA?
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| Name: ajit
Email: ajitbmunj@rediffmail.com |
| Message: Can I become an Insurance Broker so that I can sell policies of more thanone Insurer? What are the terms, conditions and qualifications?
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| Name: shashi
Email: gaggarshashi@yahoo.com |
| Message: I have life ins. policies of LIC as below-Policy 1) Annual prem. Rs.9112(yearly);Term 49,15; plan 5; SA 2.0 lacs;Surrender value Rs.39153; bonus accrued Rs.107400.Policy 2) Annual prem. Rs.7225; Term 49,20;Plan 5; SA 2.0lacs; surrendervalue Rs.36325;bonus accrued Rs.107400.My age 43 yrs.I am planning to surrender these policies. I have a term ins . for Rs.15lacs. Also have other LIC endowment policies with annual prem. Rs.7500 andSA 2.0lacs.Please advice whether I should surrender these two polices considering thereturn on investment as well as the insured amount.I dont need thesepolicies from Income tax point of view also.Pls advice.Thanking you.Shashikant.G.
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| Name: camitabha
Email: camitabha@yahoo.com |
| Message: If my father (income tax payer) gifts some money to my wife (housewife) and she starts earning interest out of that , will that interest be addedwith my(income tax payer) income or my wife can
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| Name: kiran
Email: kiranreddyc@yahoo.co.in |
| Message: Sir
Please suggest me complete finance plan. I do not have any proper plan till now. My Age 36 Yrs. Dependents Wife (House wife), Son (1Yr old). My wife won house at native and gets rental Rs.6000/- per month. I earn about Rs. 6 Lakhs per annum (Salaried). I have a home loan of Rs.14 Lakhs.I have invested in National Saving Certificates about Rs.30,000 toRs.45,000/- per year for the last 6 years. I have insurance (LIC)- premium of Rs.4676/- per year. Shares for Rs.2 Lakhs. I recently took ULIP policy(Rs.2000/- per Month)- Metlife Accelerator. I still can save about Rs.20,000 per month. Please advise me to have proper plan for investing this amount in proper instruments to earn better returns. Kindly suggest complete investment plan that suits me. If possible you may kindly suggest some of the financial planners at bangalore who can guide me.
Regards
Kiran Reddy
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| Name: sri
Email: srivatsan_s@dell.com |
| Message: Sir
I am presently at Hyderabad having taken up an assignment here.I am paying2 rentals one at blore for my family and one here for myself.Pl let me know if I am eligible for rent deductions for both places. If not 1 palce(Blore) where I am paying higher rent. Pl let me know if there are any circulars/Notifications from Dept of IT to support the same Regards
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| Name: sarma
Email: sarmavsk@yahoo.com |
| Message: I purchased Jeevan Shree in Dec'2001.I am paying Rs.26302/-p.a for a SA ofRs.5 Lakhs.I want to discontinue as the coverage is inadequate.Is thereany paid up option? I want to buy term insurance for Rs.20 Lacs and investthe balance either in PPF or SIP. What do you advise?
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| Name: singh
Email: singhvijayietk@rediffmail.com |
| Message: Dear Sir,I want to purchase 1 ulip and 1 ulpp of having premium of 10,000 yrly.please tell me the policy capable of giving return of 20% for the term of20 yrs and having least market risk.thanks
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| Name: sharma
Email: sharmamanjuraj@hotmail.com |
| Message: 1. At 50yrs. of age, I will get 50 lakh as VRS. children are stillschool going. almost 30,000 pm to pay for housing loan - how to invest the vrs money
2. If a person is taking VRS at 50yr.of age and he will get 50-60l as VRSamount+ gratuity etc. - how should this money ;be invested ?Children are still 15-16;housing loan -30,000p.m.
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| Name: shashank
Email: shashank_berry@rediffmail.com |
| Message: Comparison of ULIP funds of different companies
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| Name: vishal
Email: e.vishal@yahoo.com |
| Message: Comments :Hi, I want to skip my EMI for one month. My lender is HDFC . But they said ucan not do if u did this u have to pay more extra interest on every montsfor u r skiped mont of EMI . And every time current monts EMI should beconsiderd as previous monts EMI. So is this not possible to skip EMI?
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| Name: kumaradas
Email: kkumaradas48@yahoo.co.in |
| Message: I am holding 400 shares of Aztec bought at Rs.133/-. Should I holdor book profit. your advise sir
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| Name: dhanraj
Email: dhanrajsaha@yahoo.co.in |
| Message: What is the best Unit Linked Pension Plan currently available?Should I go for a ULPP or opt for Mutual Fund SIP and finallyAn MIP of an MF?
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| Name: deepak
Email: deepakchib_9906382158@yahoo.com |
| Message: Sir, i have listen very much abt PACL {pearls agrotech corpation limited}investment plans. Is the investment in this company is safe or not? Arethis company registered by the Ministry of Finance? What's its licence no.?
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| Name: rahul
Email: rahultikoo@hotmail.com |
| Message: I bought a house in 2002 for 6.35 lacs.i spent approx.2 lacs in renovationof this house. Property is jointly held by me and my father. We both invested equally to acquire the said property. we sold it for 11 lacs in2007..Can you please advise of there is a tax payable and how much. what is the way to avoid the tax.
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| Name: vora
Email: jbvvora@yahoo.co.in |
| Message: I am in search of an insurance product which give me Tax Saving, Insuranceand Monthly Income after retirement
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| Name: drp
Email: drpsvasan@yahoo.com |
| Message: Any ELSS/Tax plan mutual fund has a 3-yr lock-in period. How do I withdrawthe total balance amount in a Dividend Option, as Dividend is gettingadded regularly.Theoretically there seems to be no end to such fundaccount.Please advice.
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