| Name: premchhabria
Email: premchhabria_2000@yahoo.com |
| Message: I AM HAVING A SAVINGS A/C. WITH MY WIFE AS A JOINT HOLDER WITH ICICI BANK
LTD. PREVIOUSLY THEY USE TO PROVIDE US A DEBIT-CUM-ATM CARD FREE. SINCE
LAST YEAR (31.3.2006) THEY HAVE STARTING CHARGING FOR THE SAME @ 99/- PER
CARD P.A. FOR WHICH THEY HAVE DEBITED MY A/C. AND FOR THE CURRENT YEAR
ALSO THEY HAVE DEBITED MY A/C. ON ENQUIRY FROM THE BANK, THEY TOLD THAT
THEY HAVE STOPPED ISSUING FREE CARD AND THEY WILL NOT ISSUE ONLY ATM CARD
BUT DEBIT-CUM-ATM CARD WHICH WILL BE CHARGED. I HAVE TOLD THEM THAT I
DON'T WANT DEBIT-CUM-ATM CARD BUT ONLY ATM CARD WHICH IS GENERALLY
PROVIDED FREE FOR A/C. HOLDERS. NOW WHAT SHOULD I DO IN THIS MATTER,
SHOULD I CLOSE THE A/C. AND SWITCH OVER TO OTHER BANK OR THEY SHOULD
PROVIDE US FREE ATM CARD?. PLEASE HELP ME IN THIS MATTER.
THANKS.
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| View Replies |
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| Name: abhi
Email: abhi738@rediffmail.com |
| Message: My brother is 100% handicap(both legs are Polio affected) working as part
time accountant earning Rs.2.50 lakh p.a. What type of insurance policy
suit to him,Is there any restriction for taking the term plan, please
advice
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| Name: dattatray
Email: dattatray_lic@sify.com |
| Message: i m want work as mutual fund adviser, pls tell me the futur of mutual
fund, is this industry will become large and it is link with the share
market and tell me about share market it will grow ?
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| View Replies |
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| Name: shareperumal
Email: shareperumal@rediffmail.com |
| Message: Dear
what about bank stocks levels this time?
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| Name: kashyapnitin
Email: kashyapnitin@gmail.com |
| Message: I am empolyed in an MNC and plan to sell some of my nonQualified Employee
Stock Options of listed in Nasdaq.
I fall in the highest income tax slab with annual salary >10L
I have the following questions:
1) What would be the tax implications? Will i have to pay short term or
long term capitals gain tax? The transaction would be a same day cashless
transaction.
2) Recently i have heard that if we trade in shares as "investors" and not
as "traders" we have to pay only 10% tax as against 30% even for short
term capital gains tax. Will this transaction qualify for that?
3) I plan to quit my current job and utilize the proceeds of the sale for
my higher eductaion in India. Could this help in reducing the tax burden
on the proceeds?
4) Would the tax rate on the proceeds from the sale be affected if at the
time of the sale i am un-employed, i.e have already quit my job?
(The expected quantum of returns from the proceeds alone however could be
greater than 10L, so even if i am unemployed for the whole Financial year
in which i make the sale will the proceeds themselves take the tax rate to
the max slab?)
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| Name: pillaiyaar
Email: pillaiyaar@rediffmail.com |
| Message: Pl suggest top lenders for Housing Finance taking into account the rate of
interest on fixed term for Rs.10 lacs for 15 years tenor
|
| View Replies |
|
| Name: uday.katakam
Email: uday.katakam@eds.com |
| Message: i want to know details from which year i can withdraw money and
how much i can draw |
| View Replies |
|
| Name: nitinsikka
Email: nitinsikka@rediffmail.com |
| Message: I am single and 27 yrs old. I have taken Lic pure term plan for 10 Lakhs
for 25 yrs. I want to take another term plan of 20 lakhs for 30 yrs. Is
this decision of mine correct as i will settle down this year.IS HDFC LIFE
Insurance a good option?
|
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|
| Name: msivask
Email: msivask@gmail.com |
| Message: I am planning to do a long term investment in SIP , How long can a SIP be
made for ?
|
| View Replies |
|
| Name: gogiasiddhartha
Email: gogiasiddhartha@hotmail.com |
| Message: I had taken the life-maker ULIP from MaxNewyork life insurance
an year back. Now after paying Rs 19500.00 the policy account value is ~
Rs 5400.00, the rest being deducted in all sorts of charges. Kindly advise
whether to get out of this policy, buy a term insurance plan and invest
rest of the yearly sum in an ELSS or pay the premium for two more years
and then get out.
|
| View Replies |
|
| Name: tushar
Email: tushar_arise@yahoo.co.in |
| Message: tushar_arise@yahoo.co.in" to experts
show details Feb 16
I purchased a ulip policy from Bajaj allianj life insurance.If policy
holder dead 1st policy year so what will the benifit get nominee?
|
| View Replies |
|
| Name: prabir
Email: prabir005@yahoo.com |
| Message: I am a regular reader of Out Look Money Magazine and getting very good knowlege from it.
I want to know what are Exchange Traded funds and How can one will be able to invest in ETF? If I have any online trading
account is it possible to invest in EFT?
Is it better to invest in EFT rather than conventional Diversified Equity MF?
Please expalin it elaborately.
|
| View Replies |
|
| Name: sai
Email: sai_dsk@yahoo.com |
| Message: sir i want india's top 1 corporate agent of bajaj allianz's name. |
| View Replies |
|
| Name: rcbehera
Email: rcbehera@rediffmail.com |
| Message: how is the unit gain
of Bajaj Allianz.I want to invest Rs.100000 consecutively for 3 years
what will be my benefit.
|
| View Replies |
|
| Name: sameervora
Email: sameervora123@yahoo.com |
| Message: is it right time to enter in stock mkt? |
| View Replies |
|
| Name: knv
Email: knv_3000@yahoo.com |
| Message: What is liquidity |
| View Replies |
|
| Name: nishant.kulkarni
Email: nishant.kulkarni1@gmail.com |
| Message: Hi,
I am 29 years old and have taken three Insurance Policies the details of
which are below:-
Policy #1
---------
plan name:-Jeevan Surabhi - 15 years
premium amount:-7,176.00(half yearly)
Sum assured :-1,35,000
Start Date:28/09/2000
End Date:-28/09/2015
Accrued Bonus :- 35,775
Policy #2
---------
plan name:-Jeevan Anand
premium amount:-10,349(half yearly)
Sum assured :-5,00,000.
Start date:-18/09/2003
Maturity Date-18/09/2028
accrued Bonus:-74,500
Policy #3
plan name:-Jeevan Anuraag
premium amount:-13,112.00(quarterly)
Sum assured :-10,00,000
Start Date:-16/06/2005
Maturity Date:-16/06/2026
I feel That i have invested too high an amount in insurance policcies and
that I may not have chosen the right mix of packages. Can you suggest a
way of restructuring it(if needed), so that the financila impact of the
loss is minimal?
Thanks and Regards,
nishant.
|
| View Replies |
|
| Name: rup.esteem
Email: rup.esteem@gmail.com |
| Message: My taxable income is Rs. 2442 after deductions. Please tel me how much
investement i should make to avoid this.
|
| View Replies |
|
| Name: Jayantanath
Email: ranju_pati@yahoomail.com |
| Message: Dear Sir,
If you don't think otherwise I would like to know about the prospect of
the people who passed NSDL-Depository Module and starting average salary
range.
Regards,
Jayantanath
|
| View Replies |
|
| Name: K.Nivas
Email: nivaskapil@rediffmail.com |
| Message: How can i calculate the sharpe ratio for mutual funds?
or is there any sites which give the sharpe ratio straight away as i sign
up for the service?
and in the share ratio calculation what is the risk free return rate?
is it the 8% goverment bond rate or is it the 9% fixed interest rate?
can i get the reply at the earliest.
thanks a lot for choosing to reply me?
With regards
|
| View Replies |
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