Outlook Money
Name: Dr. Deepak Bansal                           Email: sparshncr@gmail.com
Message: Sir, I have a powerplus savings bank a/c with IDBI bank Faridabad. I had given application for downgrading the account in April 2006. But despite that I was penalized Rs. 1125 for not maintaining avg. quarterly balance. Then I met bank officials and told them to do the needful verbally, by written application and also emailed to Mumbai head office. I was assured that needful will be done but now again I was penalized in Oct-Dec 2006 quarter. On reaching Bank, officials say “We cannot do much about it, you may freeze your account to escape penalties” and nobody was bothered/taking any responsibility. You please tell me how to proceed and whom to talk with, for getting my money back and for such an irresponsible attitude of the bank?
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Name: mantrakj                           Email: mantrakj999@yahoo.com
Message: :kindly send latest news comparative articles regarding investment;mutualfund,insurance,retirement planning,taxation and stocks.
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Name: ashwin                           Email: ashwin_jajodia@yahoo.co.in
Message: i ashwin jajodia purchase a Motor vehicle (two wheelers) policy from your agent code no.:-290684 named (contact person) Mr.L.M.Mishra.he give me a cover note no.1047618 dated 29.12.2006. till the date i not received the original policy document from your side. when i contact to mr.mishra than he say it is company matter not for my side after this answer i contact with your compamy office at raipur(c.g.) than i received answer is this cover note number is not mentioned in company record.so please solve the problem as soon as.
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Name: arjunarora                           Email: arjunarora1953@yahoo.co.in
Message: Dear Sir/Mam I am a businessman from Muzaffar Nagar and filling regular return. For A.Y 79-80 Income Tax of about Rs.20,000/- was imposed by I.T.O We filed appeal in tribunal and judgement was given in our favour. In 1990 Department went in appeal to Allahabad High Court.Unfortunately we didnt engage,nor did we pursue the case.After 1990 we didnt hear from Allahabad HC. Now we received a notice from Tribunal that we have lost case exparte and asked us to appear before it on 29-12-06.We have meantime asked for extention of date. Please let me know if I can apply for review before Allahabad HC. against their ex parte judgement. Also please tell us any other legal remedy if available. Regards Arjun Arora
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Name: ajit.sg                           Email: ajit.sg@gmail.com
Message: i am at a loss deciding which policy to opt for? looking to cover myself for retirement.
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Name: darshan                           Email: proxy_darshan@yahoo.co.uk
Message: Kindly advise how to choose a good DP.
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Name: namratamehta                           Email: namratamehta@indiatimes.com
Message: I have invested some amount in Tata Tax Advantage fund last year, this fund does not seem to perform well, can I withdraw amount inspite of 3yrs lock in period, if yes what are the charges I will need to bear?
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Name: ganga reddy                           Email: gangareddyg@gmail.com
Message: i want to take a home loan. for that from which bank i need to take loan so please guide me in this every bank applying hidden charges.
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Name: partha                           Email: partha_9940@yahoo.co.in
Message: which are the best equity diversified MFs to invest to get better returns in the long run say 10 - 15 years?is reliance RSF comes in one of them?
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Name: rssangha                           Email: rssangha@yahoo.com
Message: I want to invest say about one lakh rupees in 3 years for upto 20 years for my grandchildren.Investment may be in my son's name aged 36 years. What is the best yielding and safe investment plan ?
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Name: mv venkatesh                           Email: mv_venkatesh@hotmail.com
Message: I am new to Mutual Funds and plan to start off with SIP . I have started with Rs 500 p.m in Reliance Growth Fund. I plan to invest another 1000 rupees per month. Would like to know which fund can i go in for.
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Name: ajit                           Email: ajit_2amintoroad@yahoo.co.in
Message: ADVICE FOR A PLAN OF UNIT LINKED PENSION PLAN WITH DETAILS OF PAST PERFORMANCE OF ALL INSURANCE PRODUCT LIKE LIC, SBI, HDFC, ICICI PRU, REL LIFE
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Name: sudhakar rao                           Email: sudhakar_rao_g@yahoo.co.in
Message: I am investing in a portfolio of 9 mutual funds thru SIP route. My portfolio includes Reliance Growth Fund, Equity Fund, Diversified Power Fund, HDFC Core and Satellite Fund, Capital Builder Fund, Fidelity Equity Fund, FT Flexicap fund, ICICI Discovery Fund, Standard Chartered Imperial Equity Fund. I have chosen growth option for all the funds with an objective of capital appreciation and wealth creation in a longer horizon of 10 -15 years. Is my portfolio ok or is it too much of diversification? Do I have to amend my portfolio? Please guide me so that I freeze my portfolio. Thank You.
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Name: Sandeep Chakraborty                            Email: chakra_sandeep@sify.com
Message: Ref: Coverage of PSU banks for ECS repurchase. Respected Sir This is to inform you that for dividend payout through ECS (credit) facilities are available in Birla sunlife , UTI, SBI, Pru ICICI, Principal, OM Kotak AMC’s cover PSU banks, but in case of repurchase, they only prefer for private banks, while it should consider PSU banks for ECS repurchase option. And also point to be noted that ECS debit clearing of all AMCs done in PSU where RBI is located. Henceforth, it will help to increase the investor base, as maximum investors having A/C in PSU banks. Regards Sandeep Chakraborty
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Name: avinash                           Email: avinashm_2000@yahoo.com
Message: I have started SIPs in Tata Infrastructure, reliance equity opportunities fund, principal largecap fund, sundaram paribas select midcap fund, fidelity equity fund and SBI magnum global. I have also taken SBI one india close-ended scheme's units. Is my portfolio balanced? What are the changes you suggest?
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Name: hari ramana                           Email: hariramana@yahoo.com
Message: I want to know the basic knowledge of Exchange trade fund, mutual funds . Pls advise which book is suitable for the same. Appreciate your reply per return.
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Name: Varghese Kuruvilla                            Email: vagez4u@rediffmail.com
Message: Comments :Please can you give me details of the Post-License courses you have for Life Insurance Advisors. I am interested on the Distance education/ Home Study Courses. Varghese Kuruvilla
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Name: raj                           Email: srivas11raj@indiatimes.com
Message: How best to choose a Mutual fund
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Name: -                           Email: ddiengdoh@gmail.com
Message: how safe is Bajaj Allianz is it really the No.1 pvt insurance comapany at present
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Name: suren                           Email: suren_chevli@hotmail.com
Message: I have savinings account jointly with my son at HDFC Bank Surat also I operate Demat account and Trading with HDFC Securities. During last month I deposited cash 5 times and my son studing at ahmedabad withdraws cash at ATM as and when required. Now when I go to Bank for depositing cash , the officer says verbally that you are transacting too many times and your account can be closed if operated like this. I would like to know , is there any limit or rule for operating saving account?. Does bank has right to close account like this ? The officer and the branch manager whom I met personnaly could not provide me any written rule regarding the matter of operating savings account. They instruct verbally only.Please guide me.
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