| Name: ajit
Email: ajit_72@yahoo.com |
| Message: I had taken a BSLI Flexi Life Whole Life (Enhancer) Policy in my wife's
name in 2004. I am paying an annual premium of 1,35,000 for a coverage of
15 Lakhs. The surrender value is still showing negative and I came to know
that this is because 65% from my first year premium were deducted for
policy charges and 7.5 every year after that on top of expenses. Does it
make sense to continue the policy? What benefit will I get?
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| View Replies |
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| Name: ksprasad
Email: ksprasad08@gmail.com |
| Message: :Dear Sir,
I Shivprasad started my plan from january 07 and deposited Rs 3000/- by
cash to ur executive.I have not yet recieved any reciept of payment.I
would like to know the branch office address in Pune.
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| View Replies |
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| Name: wmcindia
Email: wmcindia@airtelbroadband.in |
| Message: I have invested around 1 lakh rupees two months back, which is divided equally among the following open-ended mutual funds.
1. ICICI Prudential Services Industries Fund (G)
2. Reliance Growth Fund-Growth Plan (G)
3. SBI Magnum Global Fund (G)
4. Prudential ICICI Infrastruture Fund (G)
5. Prudential Technology Fund (G)
6. Franklin Flexicap Fund (G)
Also investing around 25000(equally divided) per month in the same mutual
funds. Please note that I have not selected SIP but I am avaraging cost
every month in the above open ended schemes.
My goal is to generate maximum returns over 20-25 years. Please comment
and suggest whether my selection is ok or not.
|
| View Replies |
|
| Name: vikas
Email: vikas447@indiatimes.com |
| Message: i am in pvt sector salaried person ,age 37 , is there any scheme
like pension .
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| Name: roxytphilip
Email: roxytphilip@yahoo.com |
| Message: I had purchased 100 share of reliance in 1995 and i have the
certificate with me...how do i get it dematerialized...i do not have a
D-mat account...my brother has...can i have my reliacen certificate
dematerialize to my brothers D-mat account...for that what should i
do...please guide me...thanking u in anticipation
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| View Replies |
|
| Name: imageeshop
Email: imageeshop@gmail.com |
| Message: I want to invest in Mutual Fund Tax Savings Scheme thro SIP mode. Can you
compare MF Balance Scheme with ULIP and send me your salient features of
both ( MF (Balanced Fund) and Insurance ( ULIP) funds
|
| View Replies |
|
| Name: ajitbmunj
Email: ajitbmunj@rediffmail.com |
| Message: Which ETF is performing best?How can I do SIP in ETF? |
| View Replies |
|
| Name: shk
Email: shk02776@yahoo.com |
| Message: I save about rs.1500 per month and want to invest in mutual funds. I
already buied Reliance vision divident and FT flexicap Growth. so please
suggest funds to buy and how to purchase.
|
| View Replies |
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| Name: boruahbijoy
Email: boruahbijoy@yahoo.com |
| Message: Can my wife open a acount in my absence. If yes, detailed the
requirement.
|
| View Replies |
|
| Name: ajitbmunj
Email: ajitbmunj@rediffmail.com |
| Message:
I am 35 and want SA 20 lakh for 30 yrs term. I compared the mortality
charges of pure term & Ulip of Bajaj Allianz & found that total mortality
charges in ULIP are lesser by Rs.31635/- than Term. I got it clarified
with Sr. Sales Manager of Bajaj Allianz also. Can U please explain with
case study that mortality charges in Term are less than ULIP?
I am sending you the illustration in Excel format to your email id. Pl. do
reply.
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| View Replies |
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| Name: zenith.consultancy
Email: zenith.consultancy@yahoo.co.in |
| Message: i invested 50,000 in mutual fund tax savings scheme, where i choose the
best mutual fund. please tell us. and high return.
|
| View Replies |
|
| Name: sendarchana
Email: sendarchana05@yahoo.co.in |
| Message: Firstly,when i redeem units frm an equity MF scheme after 1 yr –
(a)will the entire redemption amt be added to my total income & hence liable to tax (or)
(b)will only the gains that i fetched be added to my total income
(or)Is this entire redemption amt free frm tax?
Secondly, when i redeem units frm a balanced MF scheme after 1 yr of
investment, how will the returns be taxed?
|
| View Replies |
|
| Name: R.Ashok
Email: R.Ashok@licindia.com |
| Message: SIR I HAVE TAKEN A LOAN OF RS.50000/- FROM LIC HFL TO PURCHASE THE OPEN PLOT IN 2003. SO FAR I HAVE NOT YET STARTED CONSTRUCTION OF THE HOUSE. MY DISBURSING OFFICER HAS NOT DEDUCTED INTEREST PAID ON HOUSING LOAN SAYING THAT 2 YEARS ONLY THE INTEREST IS ELIGIBLE FOR DEDUCTION. CAN U CLARIFY ME PLS. |
| View Replies |
|
| Name: drvijayvitthal
Email: drvijayvitthal@gmail.com |
| Message: 1.Which is the best pension plan in the market to buy?
2.Which is best life insurance with max 40 lac cover with minimum premiun
with no return on investment?
|
| View Replies |
|
| Name: alangudi
Email: alangudi_b@yahoo.com |
| Message: Sir,
I am earning Rs. 2500 pm. I am paying Rs. 1860 as LIC double cover policy. I dont have any other income or investments. Interested to invest in mutual funds. What kind of bank product will be beneficial for me.
|
| View Replies |
|
| Name: afisiddiqui
Email: afisiddiqui@yahoo.com |
| Message: in the name of whome the draft for deposit in ppf will be made? |
| View Replies |
|
| Name: lyroj
Email: lyroj@yahoo.com |
| Message: i am looking for a medical policy that could gain me tax exemption and would also cover me and my family from the hospitilisation expenses and facility of cashless hospitilisation at the lowest premium.
what are the other features that i should look out for in a health insurance.pls suggest me a better insurance my family consist of me and my mother. My age is 25 and my mother is
52years old.
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| View Replies |
|
| Name: gaysar
Email: gaysar53@gmail.com |
| Message: i want to know about the recent moneyplus policy annnounced by lic of
india
|
| View Replies |
|
| Name: T.S.PARAMESWAR
Email: paramwaran@gmail.com |
| Message: I am a senior citizen. My total incime (excliding taxfree dividends and
LT cap gains is less than Rs 50,000. However I have short term capital
gain on sale of shares less than one year old, about Rs 12000.
Am I liable to pay tax on this st gain even if it falls within the total
exexption limit of Rs l85,000 available for senior citizens?
Thanks for a clarification.
regards
T.S.PARAMESWAR
|
| View Replies |
|
| Name: malviyajp
Email: malviyajp@yahoo.co.in |
| Message: dear sir/madam
how to find cuuent rate of riders
i have a policy life time supper policy no. 03813160 with 70% maximiser
rider. i want to know how can i find cuuren rate for the same
thanks
|
| View Replies |
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