| Name: Rakesh Desai
Email: rakeshdesai2000@yahoo.com |
| Message: sir,if i havemoney to invest in equity for next 12 years & i can take risk please give best 3 equity fund & 3 stock |
| View Replies |
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| Name: Akhilesh Kumar Mishra
Email: akhil11792002@yahoo.com |
| Message: akhil11792002@yahoo.com
Comments :hi,i start to startup a cunsultancy firm for selling of
different Mutual Fund and Insurance policies. How to set up the firm and
wat are the procedures
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| View Replies |
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| Name: Sandeep Chakraborty
Email: chakra_sandeep@sify.com |
| Message: Why mutual fund companies can give dividend pay-outs through
ECS(Credit)in public sector banks then why not in case of
redemption/repurchase?On the contrary they provide this facility to
private sector banks?
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| View Replies |
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| Name: Arun Velayudhan
Email: arun_vela@yahoo.com |
| Message: This is a question regarding ESOPs and the FBT tagged to it. If
the company has granted ESOP before 1st April 2007 and if they were to be
exercised after April 1, 2007 would they be under FBT scanner
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| View Replies |
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| Name: gautam
Email: gautam161@hotmail.com |
| Message: Comments :what is the position when a Hindu gets ancestoral property qua
his own huf.
what if he gets share as per section 6 of the hindu succession act from
his fathers huf, will he hold it as his own huf?
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| View Replies |
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| Name: Govindan Ram
Email: kgramm@gmail.com |
| Message: I have a tax querry: Some time back, there was a newspaper
article that, when a company deputes an employee to a foreign assignment,
if that foreign assignment makes the employee an NRI (stays abroad >180
days), even the Indian salary paid during the foreign assignment is not
taxable. Is there any notification on this? No & date?
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| View Replies |
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| Name: neelak57@yahoo.com
Email: neelakkantan |
| Message: would like to know the best 10 mutual funds in equity
Diversified
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| View Replies |
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| Name: Nirmala Aniruddha
Email: nirmala.aniruddha@igate.com |
| Message: Was going through your article about Mutual Funds. Very well
written…
Could you let me know how the pricing and accounting is done in a Mutual
fund company.
As well as the NAV calculation part.
What are the functions that happen after the mutual fund units are bought
/ sold at the end of the day.
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| View Replies |
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| Name: Pradeep Kulkarni
Email: pradeepk2212@yahoo.com |
| Message: Dear Sir,
We , me and my wife would like to invest in Mutual Fund.
I have short listed some of the funds to the best of my knowledge.
We are planning to invest through SIP for 3 years.
My idea is to invest min Rs 2000/- in each 10 different schemes (5 for me
and 5 for my wife). My risk level is low to medium.
Please guide me to select 10 schemes which will be benificiary for me.
a. ELSS:
1. HDFC tax saver-D
2. SBI Magnum Tax Gain scheme 93
b. Prudential ICICI FMCG sector fund.
c. Equity Diversified:
1. Sundaram BNP Paribas Select Mid Cap-G,
2. Franklin India Prima,
3. SBI Magnum Global-G,
4. Reliance growth,
5. Prudential ICICI Services Industry-G,
6. Reliance RSF Equity
7. Franklin India bluechip
8. Franklin India flexicap
9. HDFC Top 200
10. Tata infra structure-D
11.SBI Magnum Contra
12. DSPML TIGER
13. DSPML oportunities
14. HDFC Equity-D
If you want to suggest any good choice other than specified here, please
mention those too.
Thank you in advance.
Regards,
Pradeep Kulkarni.
I have highlighted the ones I liked. HDFC Equity-D, DSPML opportunities, SBI Magnum Contra, HDFC Top 200, Franklin India bluechip, Reliance growth, Franklin India Prima, Sundaram BNP Paribas Select Mid Cap-G, HDFC tax saver-D, SBI Magnum Tax Gain scheme 93
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| View Replies |
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| Name: Rajesh Kumar
Email: rajesh_kumar1@mindtree.com |
| Message: Hi.
I have some 100 MindTree Shares which I bought last month when the
MindTree IPO got open. Now I want to sell those shares. Could you let me
the % of tax what I have to pay on profit gain after selling the share, As
I am selling those share just after one month IPO got closed!
Questions……….
1. If I sell those share before 12 month than % of tax on the profit?
10% capital gains tax
2. if I sell after 12 month then than % of tax on the profit?
NIL, since LTCG.
3. if I transfer those shares to my friend demat account through check
than % of tax.
Marginal tax rate applicable to you.
4. Is there any way save tax on the profit as my annual income is more
than 3 lacks.
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| View Replies |
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| Name: Mr. Dipesh P shah
Email: sdipesh@yahoo.com |
| Message: I want to know about actuaries process of admission and
exam center.
Pl. give me more detail on actuaries.
|
| View Replies |
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| Name: biswash pradhan
Email: smsbiswash@rediffmail.com |
| Message: can a policy can be transfer to another person.if no why
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| View Replies |
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| Name: s.pandey
Email: sp1970@sify.mail.com |
| Message: Sir,
I am a regular reader of yr. column.I FIND IT VERY INFORMATIVE.My question
is for a 38yr ld,which insurance company gives the cheapest term policy
for Rs.30lakhs cover
Pertains to : Insurance
Date Of Article : 03 Jan 2007
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| View Replies |
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| Name: Sudarshan
Email: Sudarshan.Rangapathy@igate.com |
| Message: Dear Sir, I need your valuable opinion on the query I have reg
share broker negligence.
1) I would like to know your opinion on the dispute that I have with my
share broker. This broking firm has been operating my demat account,
doing regular trades in the F&O segment. It has always been the broker’s
call to buy or to sell the F&O lots, and not based on my instructions.
2) On one such occasion, in May 2006, they failed to sell on time, the
F&O lots that they had bought. By the time they sold the positions, the
loss had accumulated to more than what I had as my initial investment as
equities in my demat account. I had stocks worth Rs 3.20 lakhs in my
demat account with them, whereas the loss they caused from the F&O
transaction is more than Rs. 5.50 lakhs. They are now claiming that I
should pay the balance of the loss as well. They are now turning the
tables on me and claiming that it was I who did the trading. While they
were doing trades on their own and used to inform me later, at the end of
the day, for executing this sale transaction alone, they cleverly called
me and asked if they can sell. Confused by their unusual action of taking
consent from me, but still suspecting nothing, I told them in good faith
that they should sell at the best rates. They have recorded this
conversation and are quoting this as proof of my consent.
In my opinion, mere consent to sell does not imply I gave them
instructions. There could be no recording for buying the lots bcos it was
they who bought the lots. There are other similar transactions where they
bought and sold in the F&O on their own and later informed me. Can I ask
for the recording of those transactions as well, to prove it was they who
have been taking decisions regarding operating my account.
3) When I did further research of the transactions they did in my
account, it turned out that they did the trading without adequate margin
in my account. When I countered them on the lack of margin, they are
claiming that it is their discretion to grant me a higher margin.
4) In my opinion, since they were the ones who bought the positions,
they should also be accountable for squaring off the positions on time and
keep the loss at a minimum. By failing to sell the positions on time and
by allowing the loss to go into negative and erode my entire investments,
they have acted negligently. Auto square off is a common practice
prevalent in all broking firms.
I have now approached Arbitration for redressal of my grievance. I would
very much appreciate if you can answer my below queries :
1) What should be my main line of arguments against the broking
firm?
2) What are my rights against the broking firm under the Securities
Laws? (SEBI rules, stock exchange rules etc)
3) What rights do I have under the Indian Contract Act, as a
Principal against the agent, the broking firm.
4) What rights do I have under the Consumer Protection Act?
Looking forward to your considered opinion on this issue.
Best regards
Sudarshan |
| View Replies |
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| Name: sukhjinder singh
Email: sukhjinder27@gmail.com |
| Message: respected sir
i want to gain more knowlage abt commodities.
i open my demat acount at india infoline .first time i invest 50,000 and i
lose all plz tell me how i recover my money.plz give more suggestion abt
commodities or tips
thank you
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| View Replies |
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| Name: vasanti deshpande
Email: v1074@sify.com |
| Message: I have received pamplets mentioning that if I invested 5000 p.a.
for three years, I will get Rs143070 after 10 years @33% cagr. is that
true. pl help
Pertains to : Insurance
Date Of Article : 16 Mar 2007
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| View Replies |
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| Name: pradeep goel
Email: pgoel1968@gmail.com |
| Message: i want to choose best & cheap mediclaim policy/floater policy choose best critical illness policy |
| View Replies |
|
| Name: ambarishghosh
Email: ambarishghosh01@rediffmail.com |
| Message: I had invested in Fixed Deposit with IFB Finance. The company has vanished without any address. They have not paid either the Principal or the Interest. Although there was a ruling by the company Law Board to pay back in small amounts, the company has just vanished. Is there a place where I can possibly approach? |
| View Replies |
|
| Name: ksprasad
Email: ksprasad08@gmail.com |
| Message: Dear Sir, I Shivprasad started my plan from january 07 and deposited Rs 3000/- by cash to ur executive.I have not yet recieved any reciept of payment.I would like to know the branch office address in Pune. What Plan? |
| View Replies |
|
| Name: Lenin
Email: Lenin |
| Message: Respected Sir,
I took Flexi save - Endowment policy from Birla Sunlife Insurance in Jul,2004. Based on the words by the agent and my lack of awareness in Insurance, I simply took a policy where I have to pay Rs.6033 as premium per month. When I go though the document, I understand that only after 3 years I can withdraw the money (either by surrender the policy or policy
value). But, even if I surrender the policy about one year premium I have to loose (around 75,000). When I ask for partial withdraw, they say based on the fund value only it can be taken (as on today's date it will be around Rs.3000/- only, after their charges). More over this is not performing well also. When I bought the policy the NAV is Rs.17, after 2.5 years it is Rs.22/-. Is there any way I can come out from this policy or with draw some good amount of money with less losses. Please help me out. I am feeling I have wasted so much of money as well wasting Rs.6000/- every month. It has become as a burder for me. Sir, Please help me out
Regards,
Lenin
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| View Replies |
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