| Name: rathm
Email: rathm2002@yahoo.com |
| Message: I am forced to spend about one lakh rupee pa for treatment of my house
wife as she is diabetic and frequent indoor out door investigations and
medicines like insuline ,and other drugs . how can i get the relife from
tax as i have so far not claimed due to lack of information. diabetics is
also a major handicap with human being if insuline and other ten medicines
are not given she may leave us soon . how to get relife on this issue and
hospitilazation charges for detail examinations at quality hospitals how
to get get relife on income tax
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| Name: bhoopesh
Email: sharma_bhoopesh@yahoo.co.in |
| Message: i bought reliance life company regular plan " market return plan" i give
company 25000/- for three years my policy term 20 years
what is return of twenty years ????
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| View Replies |
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| Name: navin
Email: navin.bhatt@axa-abs.co.in |
| Message: Hi! Please can you guide me how to calculate property tax,
recently i have purchased a flat of 963 sqfeet, how much property tax i
have to pay Annualy.
Regards,
Navin Bhatt
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| View Replies |
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| Name: atul patni
Email: atulpatni_14672@yahoo.co.in |
| Message: . my father wants to invest money for around ten years about Rs10000.In what
ways his money can grow with tax benefits?
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| Name: skp
Email: skpabi@metal.iitkgp.ernet.in |
| Message: Comments :Sir,
9. I have a PPF in SBI, and it has completed 25 years on 23.12.2007. Is
is not permissible by the present PPF rules to extend it further for a
period of 5 years? In fact, when I approached the SBI officials
several times this month, they said that their centralized bank
computer site is not responding to such request.
I shall be grateful, if you would kindly reconfirm (For my help, without
any obligation on your part)whether the present PPF
regulations permits its extension beyond 25 years period.
Thanking you in anticipation,
Yours,
S. K. P.
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| Name: .
Email: atulpatni_14672@yahoo.co.in |
| Message: my bank is offering me a term deposit of 3 yrs @9.1% .So,what is the
return i will get if i invest there around Rs.10000. Is there any benfits
also?
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| Name: rohan
Email: k.rohan.pai@gmail.com |
| Message: 7. HOUSING LOAN
I took floating rate Housing Loan from HDFC in March 2005. HDFC charged me
Pre-EMI for the years 05-06 and 06-07 for the part disbursement (part
disbursement till date is 70% of the Sanctioned amount) done till date.
Since my Pre-EMI after Jan’06 became 60% of my EMI i was concerned that by
paying heavy Pre-EMI I would incur heavy loss as I will end up paying only
Interest in the from of Pre-EMI without reducing the Principal.
Later in March’07 I told the Bank that since I am paying heavy Pre-EMI I
would like to start regular EMI by reducing the Principal amount to 70% of
the Sanctioned amount. On this the Bank told me that I can opt for a
Tranching agreement whereby I can start my regular EMI (the Interest would
be charged only on the disbursed amount and balance would be Principal).
I then asked the Bank as to why they did not tell me about such a scheme
(as it did not appear anywhere in their advertisements) since if I had
availed this scheme in Jan’06 I would have not ended paying heavy Pre-EMI.
The Bank said that this practice was against the Income Tax norms which I
doubt as HDFC being a big corporate wont do anything against the IT norms.
I then told the Bank to do the Tranching agreement from Jan’06 onwards as
it was none of my fault (the bank had not told me about this even when the
scheme existed). The Bank replied that they cant do this with
retrospective effect as it was me who should have asked the Bank about
their schemes and that it was very difficult for the Bank to convey such
schemes to all their clients who are in large nos. When I told the Bank
that they regularly send letters of revised Interest rates to customers
they can as well send the new schemes which have come up. The Bank did not
have any reply on this.
However my repeated attempts to reverse the Pre-EMI were futile as the
bank put the entire blame on me.
My queries are
(1) Is the Bank not responsible for such a mistake? If Yes, whom should I
approach? Is there any regulator or Consumer Court whom I can approach?
(2) If a builder delays the project for a very long time the customer will
end up paying heavy Pre-EMI which will be a huge loss as this payment will
not reduce the Principal at all. In such a case what is the role of the
Bank and what is the remedy for the customer?
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| Name: brij
Email: subs@ammanath.com |
| Message: Hello, What is your opinion about PNB Gilts? Is there any upside? What
about dividend play?
Regards,
Brij
RPLY: Idonot trck PNB GILTS.
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| View Replies |
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| Name: kabradk@yahoo.com
Email: kabradk@yahoo.com |
| Message: whats the 80d exemption limit? |
| View Replies |
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| Name: manoj pandey
Email: manojpandeyindia@gmail.com |
| Message: I have started buying shares online recently. If I sell them
before one year, the entire income will add to my income and will be taxed
at normal rates, even though I have paid transaction tax. But if I keep
them for over one year, I will pay L.T. tax and also transaction tax. Is
it correct?
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| View Replies |
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| Name: Ashish Tela
Email: sonuash2@rediffmail.com |
| Message: . I live in a house which is in my name & jointly with my father as the 2nd
name.
This was purchased on an outright basis. I have never ever taken a home
loan.
Can I claim tax benefit for interest & principal amount paid if I go in
for a home loan for another house.
Regards,
Ashish Tela
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| View Replies |
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| Name: bijay
Email: bijay_sbilife@rediffmail.com |
| Message: can you provide me the ULIP fund tracker
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| View Replies |
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| Name: dinesh
Email: regodinesh@yahoo.com |
| Message: Hi sir;
When I buy a MF with 3 yrs lockin period on a SIP basis how do I withdraw
the amount. I mean I will be able to withdrw the last SIP after 3 yrs only
or I can withdrw the entire amount from the start of the 1st SIP amount.
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| Name: Piyali
Email: piyali.banerjee@sbi-life.com |
| Message: Comments :It would be really helpfull if you can provide with some information regarding tax exemption in Life Insurance. A clear break up of 33,660/. |
| View Replies |
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| Name: Sharma
Email: sharma123sharma123@yahoo.com |
| Message: EMI calculator I want |
| View Replies |
|
| Name: vivek thakur
Email: vivek_thakur25@yahoo.com |
| Message:
I have just opened F.D. Account in S.B.I. with 8.25 R.O.I.
My question is how much amount would be yielded after 6 years for
Rs.100/month?
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| View Replies |
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| Name: srikanthbabu
Email: srikanthbabu@yahoo.com |
| Message: Dear Sir
I am starting a business. I can not expect any income for around six
months. Meanwhile my monthly expenditure comes around Rs.30000/- I am
having around 900000/- cash with me now. I want to set aside 200000/- in
SB a/c as working capital. I cannot take too much risk. Is there a
mutual fund that gives me around 30000/- per month on my seven lakhs so
that I need not touch the 200000/- in my sb account. Should I opt for a
balanced fund. Please help me decide which company and scheme to put the
money in.
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| View Replies |
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| Name: kadir
Email: sskadir@gmail.com |
| Message: Hi,
I Hold a SB Account in Lyods Bank. UK, which i opened during my Stay in
UK last year.
Now i need to transfer the Money available in my UK account to a Bank in
India Pls tel me the Possible way of doing the Transfer.
I hold a Cheque Book from Lyods Bank UK.
Cheers
KADIR
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| Name: gaur
Email: gaur_555@rediffmail.com |
| Message: My Question is that how to save tax if my Abroad friend want to transfer
some money to my account.
|
| View Replies |
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| Name: ajay
Email: ajaypulast@rediffmail.com |
| Message: can i take information of my balence in ppf(post office) through
the net.
|
| View Replies |
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