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Name: rathm                           Email: rathm2002@yahoo.com
Message: I am forced to spend about one lakh rupee pa for treatment of my house wife as she is diabetic and frequent indoor out door investigations and medicines like insuline ,and other drugs . how can i get the relife from tax as i have so far not claimed due to lack of information. diabetics is also a major handicap with human being if insuline and other ten medicines are not given she may leave us soon . how to get relife on this issue and hospitilazation charges for detail examinations at quality hospitals how to get get relife on income tax
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Name: bhoopesh                           Email: sharma_bhoopesh@yahoo.co.in
Message: i bought reliance life company regular plan " market return plan" i give company 25000/- for three years my policy term 20 years what is return of twenty years ????
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Name: navin                           Email: navin.bhatt@axa-abs.co.in
Message: Hi! Please can you guide me how to calculate property tax, recently i have purchased a flat of 963 sqfeet, how much property tax i have to pay Annualy. Regards, Navin Bhatt
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Name: atul patni                           Email: atulpatni_14672@yahoo.co.in
Message: . my father wants to invest money for around ten years about Rs10000.In what ways his money can grow with tax benefits?
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Name: skp                           Email: skpabi@metal.iitkgp.ernet.in
Message: Comments :Sir, 9. I have a PPF in SBI, and it has completed 25 years on 23.12.2007. Is is not permissible by the present PPF rules to extend it further for a period of 5 years? In fact, when I approached the SBI officials several times this month, they said that their centralized bank computer site is not responding to such request. I shall be grateful, if you would kindly reconfirm (For my help, without any obligation on your part)whether the present PPF regulations permits its extension beyond 25 years period. Thanking you in anticipation, Yours, S. K. P.
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Name: .                           Email: atulpatni_14672@yahoo.co.in
Message: my bank is offering me a term deposit of 3 yrs @9.1% .So,what is the return i will get if i invest there around Rs.10000. Is there any benfits also?
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Name: rohan                            Email: k.rohan.pai@gmail.com
Message: 7. HOUSING LOAN I took floating rate Housing Loan from HDFC in March 2005. HDFC charged me Pre-EMI for the years 05-06 and 06-07 for the part disbursement (part disbursement till date is 70% of the Sanctioned amount) done till date. Since my Pre-EMI after Jan’06 became 60% of my EMI i was concerned that by paying heavy Pre-EMI I would incur heavy loss as I will end up paying only Interest in the from of Pre-EMI without reducing the Principal. Later in March’07 I told the Bank that since I am paying heavy Pre-EMI I would like to start regular EMI by reducing the Principal amount to 70% of the Sanctioned amount. On this the Bank told me that I can opt for a Tranching agreement whereby I can start my regular EMI (the Interest would be charged only on the disbursed amount and balance would be Principal). I then asked the Bank as to why they did not tell me about such a scheme (as it did not appear anywhere in their advertisements) since if I had availed this scheme in Jan’06 I would have not ended paying heavy Pre-EMI. The Bank said that this practice was against the Income Tax norms which I doubt as HDFC being a big corporate wont do anything against the IT norms. I then told the Bank to do the Tranching agreement from Jan’06 onwards as it was none of my fault (the bank had not told me about this even when the scheme existed). The Bank replied that they cant do this with retrospective effect as it was me who should have asked the Bank about their schemes and that it was very difficult for the Bank to convey such schemes to all their clients who are in large nos. When I told the Bank that they regularly send letters of revised Interest rates to customers they can as well send the new schemes which have come up. The Bank did not have any reply on this. However my repeated attempts to reverse the Pre-EMI were futile as the bank put the entire blame on me. My queries are (1) Is the Bank not responsible for such a mistake? If Yes, whom should I approach? Is there any regulator or Consumer Court whom I can approach? (2) If a builder delays the project for a very long time the customer will end up paying heavy Pre-EMI which will be a huge loss as this payment will not reduce the Principal at all. In such a case what is the role of the Bank and what is the remedy for the customer?
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Name: brij                           Email: subs@ammanath.com
Message: Hello, What is your opinion about PNB Gilts? Is there any upside? What about dividend play? Regards, Brij RPLY: Idonot trck PNB GILTS.
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Name: kabradk@yahoo.com                           Email: kabradk@yahoo.com
Message: whats the 80d exemption limit?
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Name: manoj pandey                           Email: manojpandeyindia@gmail.com
Message: I have started buying shares online recently. If I sell them before one year, the entire income will add to my income and will be taxed at normal rates, even though I have paid transaction tax. But if I keep them for over one year, I will pay L.T. tax and also transaction tax. Is it correct?
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Name: Ashish Tela                           Email: sonuash2@rediffmail.com
Message: . I live in a house which is in my name & jointly with my father as the 2nd name. This was purchased on an outright basis. I have never ever taken a home loan. Can I claim tax benefit for interest & principal amount paid if I go in for a home loan for another house. Regards, Ashish Tela
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Name: bijay                           Email: bijay_sbilife@rediffmail.com
Message: can you provide me the ULIP fund tracker
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Name: dinesh                           Email: regodinesh@yahoo.com
Message: Hi sir; When I buy a MF with 3 yrs lockin period on a SIP basis how do I withdraw the amount. I mean I will be able to withdrw the last SIP after 3 yrs only or I can withdrw the entire amount from the start of the 1st SIP amount.
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Name: Piyali                           Email: piyali.banerjee@sbi-life.com
Message: Comments :It would be really helpfull if you can provide with some information regarding tax exemption in Life Insurance. A clear break up of 33,660/.
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Name: Sharma                           Email: sharma123sharma123@yahoo.com
Message: EMI calculator I want
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Name: vivek thakur                           Email: vivek_thakur25@yahoo.com
Message: I have just opened F.D. Account in S.B.I. with 8.25 R.O.I. My question is how much amount would be yielded after 6 years for Rs.100/month?
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Name: srikanthbabu                           Email: srikanthbabu@yahoo.com
Message: Dear Sir I am starting a business. I can not expect any income for around six months. Meanwhile my monthly expenditure comes around Rs.30000/- I am having around 900000/- cash with me now. I want to set aside 200000/- in SB a/c as working capital. I cannot take too much risk. Is there a mutual fund that gives me around 30000/- per month on my seven lakhs so that I need not touch the 200000/- in my sb account. Should I opt for a balanced fund. Please help me decide which company and scheme to put the money in.
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Name: kadir                           Email: sskadir@gmail.com
Message: Hi, I Hold a SB Account in Lyods Bank. UK, which i opened during my Stay in UK last year. Now i need to transfer the Money available in my UK account to a Bank in India Pls tel me the Possible way of doing the Transfer. I hold a Cheque Book from Lyods Bank UK. Cheers KADIR
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Name: gaur                           Email: gaur_555@rediffmail.com
Message: My Question is that how to save tax if my Abroad friend want to transfer some money to my account.
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Name: ajay                           Email: ajaypulast@rediffmail.com
Message: can i take information of my balence in ppf(post office) through the net.
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