| Name: sribhavanis
Email: sribhavanis@gmail.com |
| Message: How should i plan if monthly income of 30000. of which my EMI for home loan is 12796 at 12.75% and qtrly LIC premium is 9123 and i can save
monthly Rs.5000.suggest me if want to save for my daughter what would be
the better place? |
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| Name: Abhishek
Email: abhishekdeb@gmail.com |
| Message: Me & my wife together earn about 80k per month. I already have LIC Jeevan
Anand with 5Lac cover. What other plans can we adopt, for both of us, for
our 2 unborn kids (they are due in next 10 days). Basically, our life
cover, kid's life cover, children's education, children's marriage. Please
suggest. Thanks in advance |
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| Name: Aditya
Email: aaditya2k7@gmail.com |
| Message: Dear Sir,
I am 27 yr-old married n have one kid. my present savings are 18-20k PM.
Please suggest how can i plan to achieve my financial goals as given
under:
For My child Education - 30 lac after 15 Yrs.
For House - 5 Lac. after 3 yrs.
For Retirement - 50 Lac after 30 yrs.
My present portfolio is as under :
BSL Frontline Equity & HDFC Top200 - Sip 1000 in each.
Sundaram Tax Saver - 4k SIP.
Principal personal Tax saver - 20000 + 2k SIP
JM Tax Gain - 10000.
kindly suggest me some good funds which will balance my portfolio in this
Market condition i m looking for 8-10 yrs period. should i go for Shares
also? |
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| Name: Nagi
Email: gsnagi18@gmail.com |
| Message: Sir,
In the present scenario, what is the best option for investing for two to three years apart from direct stocks.
Thanks
G S Nagi |
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| Name: Ankit
Email: ankitsinghal.tcs@gmail.com |
| Message: I am 26 years and have a monthly in hand salary of 360000. Can you please suggest some investment plans for me? |
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| Name: adwait
Email: adwait_ca@indiatimes.com |
| Message: As per PPF Scheme the limit is Rs. 70,000 for induvidual or on behalf of minor. Is this limit for individual account or all accounts clubbed together. i.e. Suppose an individual has PPF account and also PPF account of minor child, can he subscribe to Rs. 70000 in each account or Rs. 70000 in both the accounts put together. |
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| Name: Vinod
Email: vinodtaneja@hotmail.com |
| Message: I am 42 years-old salaried long term investor, married with one daughter. My MF portfolio of Rs. 1.25 Lakhs built gradually over the last 5 years comprises of SBI Magnum Tax Gain (D)-20%, Principal Tax Saving-20%, UTI Childrens Career Balanced-13%, SBI Contra (G) - 8.5%, HDFC Arbritrage Retail Plan (G) -8%, Birla SunLife Intl. Eq Plan B (G)-8%, Tata Indo-Global Infra (G)-8%, ICICI Pru. Indo Asia Eq (G)-5.5%, HDFC Equity (G)-4%, HDFC Tax Saver (G)-4%, Other MFs-1%. I have a monthly SIP of Rs. 3000 p.m. each for the first two - SBI MTG & Principal Tax Saving MFs since Dec'07. The original invested amount stands eroded by approx. 40%. Please advise the changes required in my portfolio and those funds wherein I can start additional monthly SIPs to recover the losses. |
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| Name: Ravi
Email: ravi.dogra@footmart.co.in |
| Message: I want to open PPF A/c, Please advise |
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| Name: Arun Malvankar
Email: arun.malvankar@yahoo.com |
| Message: Hi, I am 38 yrs old and am saving for retirement and child education (15yrs from now). Can you please take a look at my current portfolio and comment on how I could restructure it to get 14% annual growth. I current maintain a monthly SIP of Rs 5000 each for HDFC Top 200, Kotak 30, DSPML Tiger, Magnum Contra, HDFC Prudence, FT Prima Plus. Should I change it? Also, I would like your opinion if I should move out of Reliance Vision and Franklin India Bluechip. Thank you very muchArun MUTUAL FUNDS and % holding 1 HDFC Equity-G 9.72 2 Franklin India Bluechip-G 8.02 3 HDFC Prudence-G 7.53 4 Magnum Contra-G 6.6 5 HDFC Top 200-G 5.81 6 Reliance Vision-G 5.64 7 HDFC HI Short-term-G 5.15 8 Templeton India MMA-DD 4.3 9 Franklin India Prima Plus-G 4.03 10 Birla Sun Life Mid Cap-G 2.77 11 Reliance Growth-G 2.77 12 UTI Services Industries-G 2.61 13 ICICI Pru Dynamic-G 1.87 14 DSPML T.I.G.E.R. Reg-G 1.67 15 HDFC Taxsaver-D 1.35 16 Kotak 30-G 1.33 17 UTI Software-G 0.54 18 HDFC LT Advantage Fund-G 0.44 19 HDFC Floating Rate Income LT-DW 0.3 20 HDFC Floating Rate Income ST Retail-DM 0.3 STOCKS Larsen & Toubro 4.29 Reliance Industries 4.23 Bharti Airtel 3.27 Reliance Gold ETF 3.07 Bharat Electronics 1.97 Wipro 1.81 Punjab National Bank 1.43 Hindustan Unilever 1.41 Canara Bank 1.29 National Thermal Power Corp. 1.18 Marico 0.83 Bharat Forge 0.71 MindTree 0.67 SAIL 0.41 SBI 0.26 Reliance Power 0.22 Vijaya Bank 0.22. |
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| Name: arogyaswamy
Email: arichinn@gmail.com |
| Message: i will get 7 lacs in three months. what shall i do ? shall i buy the land ?, shall i build the rental houses ?, or shall i invest in equity markets for the period of 5 years? What to do? |
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| Name: BALA
Email: mbs1948@gmail.com |
| Message: i'm a retd sr citizen(60).irecd rs 20lks as gratuity, pf etc.
i've cleared rs 4 lk housing & personal loan.i've invested abt 8 lks in f.ds fm 9 to 11% int fr 1 yr fm july/aug08.rs 12 k each in gold etfs of uti & benchmark.i've bought phisical gold of 100 gms fr rs 1.2lks. i've invested
rs 2k each as sip in elss of magnum, sundaram, birla 96,, principal tax saver schemes & rs 2k each sip in diversified eq funds of hsbc & dsw
oporunity funds .all up to march 09 fm july 08.my monthly pension rs 15k . & may go up by 20% due to 6th pay comsn.i still've rs 5lks & expect abt rs 2 lk ariars.my co fully covers me & my wife fr any health problems including
corporate hospitalization as a cash lesscoverage on rs 40k chss for 10 yrs.i've followd olm's tips abt investmnt of gratuity etc. my dtr is maried & employed engr son to be married. i've my own house . pl advise me how to deploy rs 7lks & ifmy investment methods r o.k. |
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| Name: Suraj
Email: surajsathar@yahoo.com |
| Message: I want to invest in mutual funds as sip for long term. Please advice how? |
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| Name: Soumendra
Email: soumendra.choudhry@xansa.com |
| Message: I am a first time investor.I want to invest Rs 4 lacs. Please advice me on the portfolio |
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| Name: Sumit Vij
Email: mr.sumitvij@yahoo.com |
| Message: I want to invest Rs. 1 Lakh in MF for long term. PLz suggest me the best MF. Also suggest me that I should invest full amt. in one MF or distribute
it.
|
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| Name: Sumit
Email: sumitsharma6636@gmail.com |
| Message: i want to invest 5 lakh. please advise me how i should divide my money. i want medium risk and good returns.
|
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| Name: Kapila
Email: kapiladventure@yahoo.co.in |
| Message: For my child i should go for which children policy .
I have seen lot of ulip plan of which i like hdfc young star but initial charges are very high.
which co do you suggest ? or i should invest in mf? |
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|
| Name: Shailesh
Email: shailesh.dyade@gmail.com |
| Message: Hi Expert,
I am Interested in Investing 10,000 Rupees in Mutual Funds for Tax Saving Benefits. so in that way I want to Invest total sum of 60,000 for this
Financial year. Please suggest me a profitable way for Investing for my Good Future and for Saving My Tax.
Thanks in Advance
Shailesh |
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|
| Name: Swamy
Email: kskswamy123@rediff.com |
| Message: SIR,
I WILL BE BERETIRING SOON. I WILL GET 30 LAKHS AS BENEFIT. I WANT UR ADVICE HOW TO INVEST IT
MY GOAL IS I SHOULD GET MONTHLY INCOME AND ALSO THE INVESTMENT SHOULD GROW. I AM A HIGH RISK TAKING INDIVIDUAL. KINDLY ADVISE ME I AM NEW TO
INVESTMENT FIELD |
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|
| Name: Ashim
Email: as_him1@yahoo.com |
| Message: I want to diversify from MFs and portfolio management products to Exchange Traded Funds. Can you please let me know the following?
1.What are the active ETFs from BSE & NSE?
> 2.Can I buy them just like any other stock, through my ICICI direct account?
3.Are there any other charges except STT & brokerage for buying these fund units?
4.Are there any management charges for ETFs?
5.Does ETFs have the same Capital Gains Tax rules, as for equity shares?
Thanks & Regards |
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|
| Name: Deepak
Email: deepak_guess@yahoo.com |
| Message: I am having a salary of take home 45k per month. In that I can save 10k every month after my commitments. I am looking for investment options.
Please advice |
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